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Are Debt Consolidation Trends Actually Helping Consumers?
Debt consolidation is everywhere right now.
Ads promise lower payments. Lenders highlight “simplified finances.” Financial influencers frame it as a reset button.
But here’s the real question:Are these trends actually helping consumers or just reshuffling debt into a different shape?
Let’s look at it honestly.
Why Debt Consolidation Is Growing
Several forces are driving...












