Many homeowners focus on square footage, finishes, or location when it comes to insurance. Insurers focus on the roof. Roof age has become one of the most important factors in home insurance pricing and coverage decisions, and many homeowners don’t realize how much influence it has until a claim is...

Many drivers believe switching insurance companies gives them a clean slate. In reality, your driving history travels with you, even when your insurer changes. Insurance companies don’t rely only on what you tell them. They use shared data systems that track your driving record across states and carriers. What Insurers Can...