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Why Borrowing Less Than You’re Approved For Can Be the Smarter...

Gilbert
Guides & Basics

Snowball vs Avalanche: Choosing a Debt Repayment Strategy

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Guides & Basics

What Happens When Consumers Use New Debt to Solve Existing Debt

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Home Insurance

Why Older Homeowners Approach Refinancing Differently Than Younger Borrowers

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Guides & Basics

How to Refinance with Bad Credit: Options and Strategies

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Business Insurance

Carrying $20K+ in Debt? Here’s the Insurance Coverage That Protects Your...

Gilbert
Guides & Basics

Your HELOC Lender Requires More Coverage Here’s What They’re Asking For...

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Health Insurance

Why Credit Scores Matter More Than Income When Applying for Loans

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Guides & Basics

The Hidden Costs of “Low Monthly Payment” Loan Offers

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Guides & Basics

Why Most Homeowners Overestimate How Much They Can Borrow From Their...

Gilbert
Home Insurance

Best Ways to Use a HELOC Without Getting Into Trouble

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Home Insurance

Should You Refinance to Shorten Your Mortgage Term?

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Business Insurance

How Financial Stress Leads to Costly Borrowing Decisions

Gilbert
Home Insurance

The Financial Decisions That Matter Most After Buying a Home

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Business Insurance

How to Build a Debt Payoff Plan That You Can Actually...

Gilbert
Gilbert

Should You Refinance to Shorten Your Mortgage Term?

Refinancing a mortgage is often discussed as a way to lower the interest rate or reduce the monthly payment. But there is another reason homeowners refinance: to shorten the mortgage term and become debt-free sooner. Instead of replacing a 30 year mortgage with another 30 year loan, a homeowner might refinance...