Daily Archives: Apr 29, 2026
When Filing a Claim Can Raise Your Rates
Filing an insurance claim feels like the obvious move after a loss. You pay premiums for a reason. But what many policyholders don’t realize is that some claims can trigger a rate increase at renewal.
Not every claim will raise your premium. But certain types, patterns, and amounts can.
Let’s break...
What to Review Before You Renew Any Insurance Policy
Most people treat insurance renewal like a routine bill.
It shows up. You glance at the premium. If the increase isn’t outrageous, you pay it.
That’s how overpaying starts.
Renewal is one of the few moments you have real leverage. It’s your opportunity to adjust coverage, remove waste, and compare better options...
Why Disability Insurance Matters More Than Life Insurance for Many Workers
Life insurance is often the first policy people think about when protecting their family. It’s important, yes but for many workers, disability insurance is actually more critical. Here’s why.
1. The Risk of Disability Is Higher Than You Think
Statistics: About 1 in 4 of today’s 20-year-olds will become disabled before...