Daily Archives: Mar 9, 2026

Gilbert

Critical Illness vs Accident Insurance: What’s the Difference?

Health insurance doesn’t always cover everything. High deductibles, copays, and out-of-pocket costs can add up fast after a medical emergency. That’s where supplemental policies like critical illness insurance and accident insurance come in. They sound similar, but they work very differently. Choosing the wrong one can leave you underprotected or...
Gilbert

Flood Insurance: Who Needs It and How Much It Costs

Many homeowners assume flood damage is covered by standard home insurance. It isn’t. Flood insurance is a separate policy, and for millions of households, it’s becoming less optional every year. In 2026, rising flood risk, stricter mortgage requirements, and changing FEMA maps are pushing more families to reconsider whether flood...
Gilbert

Best Auto Insurance for Teen Drivers in 2026

Adding a teen driver to your auto insurance policy is one of the most stressful  and expensive milestones for parents. In 2026, that hasn’t changed. Teen drivers still represent one of the highest risk groups insurers cover, and premiums reflect that reality. The good news: not all insurers treat teen...